While planning for retirement, the key is to let your money be idle, says Amar Pandit.
Resist the temptation to react to every move of the market and remain disciplined with your investments till you reach your financial goal.
rediffGURU Ulhas Joshi recommends five factors you need to look at to evaluate the performance of two schemes.
Some points that you should remember when leveraging to invest.
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
A robo advisor may seem like the perfect solution for those with only a small investment capital who are just starting their investment journey, says Mrin Agarwal, founder, Finsafe India.
Unless unique, avoid investing in IPOs.
The self-employed should invest in the National Pension System, a government-backed, low-cost retirement avenue where they can choose the mix of debt and equity that is right for them.
One of the mistakes most homemakers make while thinking about financial planning is looking at immediate goals, says Amar Pandit.
Is it a good way to create wealth? Joseph Samson has the answers
Chat with renowned financial planner Gaurav Mashruwala to get tips on how manage your finances wisely.
Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.
Invest in liquid funds if you have a horizon of three months, ultra-short-term for six months, and low-duration funds for one year.
Even investors with sums as low as Rs 1,000 per month can start their investment journey.
To select the right platform, get the opinions of a few existing users or browse online for feedback. Select a platform that offers a seamless experience. Check that the platform you are going with is a regulated entity, suggests Sanjay Kumar Singh.
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
'Many of those who invested in NCD issues are those who traditionally put their money in fixed deposits...'
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
These funds can fetch double-digit returns over the long term which debt tax-saving products can't.
Professional investment advisors can help you attain your long-term goals, says Ramalingam K.
In a balance sheet, it is important to look at some important numbers. Then compare these numbers with historical data. Accordingly, a clearer picture will emerge on how the company is progressing. Also, the balance sheet will talk about other important features like the company's assets like building and furniture, receivables and liabilities.
Why you need a certified financial planner to help achieve your long-term goals.
Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.
It is important to ask the right questions before deciding where to put your savings.
While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.
The category average return of mid-and-small-cap funds is 95 per cent.
There is no reason for a child with no dependents to have insurance because insurance is put in place to provide for the child in the event of a parent's untimely death and not the other way around, says Amar Pandit.
Morningstar India's investment conference from November 1-2, 2012 in Mumbai for retail investors, brokers, financial advisors.
This is the full text of the address to the nation by President Droupadi Murmu on the eve of India's 78th Independence Day.
Neither the BJP, nor the Congress before it, made any manifesto commitments on defence spending, even though allocations have plummeted from 4 per cent of gross domestic product (GDP) in the late 1980s to less than 2 per cent today, points out Ajai Shukla.
Keep at least one family member in the know of all your investments
When selecting investments, pay attention to potential return, risk and how easily you can exit it.
With the Union Budget over, it is a good time to start the rebalancing exercise. Take cues from last year's market performance
For professionals, new pension scheme gives an equity booster but does not guarantee returns, comes at a cost.
If the investor gives the highest degree of importance to capital preservation, then FDs should be his calling.
Rebalance your portfolio in case it has become overweight on equities vis-a-vis your strategic asset allocation.
Fund managers often find themselves selling bonds at prices below their fair value to meet redemption demands. Investors are the ultimate losers in this. CDMDF aims to remedy this by stepping in and purchasing securities at their fair value in such times.
By diversifying into developed market equities, Indian investors can mitigate the impact of cyclicality in returns as well as reduce currency risk, experts tell Sanjay Kumar Singh.
